"Your Eco Friendly Real Estate Solution!"

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CF Haven, LLC 

2336 Russellville Road

 Winchester OH, 45697

Phone: (937) 205-4616

E-mail: ross@cfhaven.com

 

 



 

Are you looking to purchase a home? Why not make it environmentally friendly for you and your family. CF Haven, LLC specializes in creating environmentally friendly homes that will benefit you and your family’s health by eliminating the toxins and mold in your home. Board Certified and Trained Professionals will make sure the home you’re purchasing from CF Haven, LLC passes all the requirements. CF Haven, LLC offers an Energy Efficient Healthy Home Warranty; this provides full Disclosure regarding the condition of the home. It also recommends energy efficient products that will maintain a safe and healthy environment.

 

 

WE CAN HELP!

WE OFFER SOLUTIONS FOR ALL YOUR REAL ESTATE NEEDS

We can Buy-Sell-Lease-Rent to Own

STOP Foreclosures and SAVE your CREDIT

 

We are dedicated to putting good people in Good and Healthy homes and promote home ownership

 

 

Solution System
             
• Find those that are in need of a Real Estate solution and want them.
• Determine the need, is to buy, sell, lease, Stop a Foreclosure or rent to own?
• Collect the pertinent information on the parties involved; credit check, criminal background check, reference, resume or portfolio.
• Collect the information on the property; Title work, building inspection, pest inspection, indoor air and environment inspection, market analysis, pre and post renovation or improvement appraisals.
• Determine the obstacles that stand in the way.
• Develop the protocol to remove the obstacles.
• To get bids on work that needs to be done.
• Get the proposal or contract signed
• Close The Deal
• Marketing

 

 

 

 

 

 

Committed to making an Eco-Friendly Living environment for you! We are dedicated to excellence and highly value

our customers!

Frequently Asked Questions

What is a Lease Option contract?
A rent to own contract (also referred to as rent-2-own, lease to purchase, lease purchase, lease with option
to buy) is an arrangement that combines a basic lease contract with an option (not the obligation) to purchase
a property. This arrangement typically allows you to purchase the property, if you desire, after a specified time
period (typically 12 to 24 months) at a pre-arranged price. In some rent to own contracts, a rent credit is
offered which is when a portion of your rent is applied toward the actual purchase of the property if the
purchase option is exercised. Many mortgage professionals can use these rent credits as part of the down
payment if the renter can show a consistent history (of at least 12 months) of making on-time rental payments.

What are the benefits of utilizing the Heritage Financial Services Lease Option program?
If you are self employed, need time to clear up credit blemishes, or do not want
the hassle of dealing with banks this may be ideal for you.

As a potential buyer/tenant, there are many positive features and benefits of utilizing a Lease Option program, including:

• No banks to deal with: no more bank hassles!

• Own Your Own Home: You enjoy the benefits of owning your house BEFORE you technically ever buy it!

• Improve your Credit: You are creating a strong credit reference while you are renting to own! We can even report your monthly payments to all three credit bureaus to help improve your credit score.

• Flexibility: You have total flexibility: you have the OPTION to buy your home, not the obligation!

• Your monthly rent is working towards the purchase of your home: Usually, each month that you pay rent, a portion of that payment will be credited towards your down payment or off of the sales price. So, you are building equity.

• Improving Your Property: Because you will own this property, any improvements you do that increase the value of the property help you build more equity for yourself.

• You get faster equity growth: Equity can accumulate much faster with rent credits than with conventional financing (loans).

 

• Your Lease option deposit is credited towards the purchase of your home: This money is your vested interest in the home and will be fully credited (100%) to either your down payment or off the sales price.

• You have minimum cash out of pocket: When you buy a home conventionally, you must pay closing costs, prepaids and a down payment. With a rent to own contract, you pay only first month's rent and an option deposit.

• Your sales price is locked in: The sales price will be stated in the lease purchase agreement and agreed to ahead of time.

• You profit from appreciation: Since the sales price is locked in before closing, any increase in property value will mean that your equity is increasing in the home.

• You pay no property taxes: Since you do not own the home yet, you will not have to pay property taxes.

• Time is on your side: Before you actually buy the home, you will have a lot of time to improve your credit, be on your job longer, save more down payment money or find the best financing available.

• You are making a smart financial decision: Feel confident that your money is working for you and actually going towards something - your home and your future.


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